Terms & Conditions

Terms & Conditions

Highland Lending LLC
Last Updated: December 2025

Welcome to Highland Lending LLC (“Highland Lending,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of our website, services, communication channels, and any information you submit through our online forms, phone systems, SMS systems, email, or other contact methods.

By accessing or using this website or submitting information to Highland Lending LLC, you agree to be bound by these Terms. If you do not agree, please do not use our site or services.

1. General Information

Highland Lending LLC is a private lending company that provides real estate–secured loans, including fix-and-flip loans, rental bridge loans, and new-construction loans.
We currently operate in Maryland and Florida only.

Nothing on this website constitutes a commitment to lend. All loans are subject to verification, underwriting approval, documentation, property eligibility, and availability of capital.

2. Eligibility

You may use this website and submit inquiries only if you:

  • Are at least 18 years old
  • Are legally capable of entering into binding agreements
  • Are using the site for lawful purposes related to real estate investment activities

Borrowers must comply with all federal, state, and local regulations.

3. Use of Website & Services

By using our website or submitting information through forms, SMS, phone calls, or email, you agree that:

  • You will provide true, accurate, and complete information
  • You will not use this website for fraudulent, unlawful, or harmful purposes
  • You will not attempt to gain unauthorized access to any systems or data

All content on the site is intended for informational purposes only and does not constitute legal, financial, or tax advice.

4. No Commitment to Lend

Submission of a loan inquiry or application does not guarantee approval.
Loan terms, rates, fees, structures, and availability may change at any time without notice.

Highland Lending reserves the right to:

  • Decline any application
  • Adjust loan terms
  • Require additional documentation
  • Modify underwriting requirements

5. Communications Consent

By submitting your information through this website, forms, SMS, phone calls, or email, you consent to receive communications from Highland Lending LLC, including:

  • Phone calls
  • SMS messages
  • Emails
  • Automated or prerecorded messages (where applicable)

Standard carrier rates may apply.

You may opt out at any time by replying “STOP” to text messages or emailing us.

6. Privacy Policy

Your use of our website is also governed by our Privacy Policy, located at:
https://highlandlendingco.com/privacy-policy/

The Privacy Policy explains how we collect, use, and safeguard your information.

7. Third-Party Services

We may use third-party platforms to manage:

  • Phone calls
  • SMS communications
  • Loan application forms
  • Website hosting
  • Analytics

We are not responsible for the actions, errors, or policies of any third-party service provider.

8. Intellectual Property

All content on highlandlendingco.com — including text, graphics, logos, branding, and design — is the property of Highland Lending LLC or its licensors.

You may not:

  • Copy
  • Reproduce
  • Modify
  • Distribute
  • Sell
  • Publish

any content without our written permission.

9. Disclaimer of Warranties

This website and all information provided are offered “as is” and “as available” without warranties of any kind.

Highland Lending LLC does not guarantee:

  • Approval for any loan
  • Accuracy or completeness of website content
  • Availability of capital
  • That the website will be error-free or uninterrupted

Use of the website is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Highland Lending LLC is not liable for any:

  • Direct damages
  • Indirect damages
  • Consequential damages
  • Lost profits
  • Data loss
  • Business interruption

arising out of your use of the website or services.

Our liability is limited to the extent required by Maryland and Florida law.

11. Indemnification

You agree to indemnify and hold Highland Lending LLC harmless from any claims, liabilities, damages, losses, or expenses arising from:

  • Your use of the website
  • Your submission of information
  • Any breach of these Terms

12. Governing Law

These Terms are governed by and interpreted under the laws of:

  • The State of Maryland (for Maryland users)
  • The State of Florida (for Florida users)

Any disputes shall be resolved in the appropriate state or federal courts within those jurisdictions.

13. Modifications to Terms

We may update or modify these Terms at any time.
Changes become effective when posted on this webpage.

Your continued use of the site constitutes acceptance of the updated Terms.

14. Contact Information

If you have questions about these Terms, please contact us:

Highland Lending LLC
606 Baltimore Ave, Unit 207 #650
Towson, MD 21204
contact@highlandlendingco.com
410-205-6342